Building Confidence

[Riverpigusmc]

Do they keep ALL the homos in condos down there?

[FfNJGTFO]

And yet another roofing update.


I'm getting much closer to getting the $$$ I need to do my roof. I've spoken with the "appraiser" and will schedule with him in another week or so to do the appraisal for the reverse mortgage. But there's a problem.


The requirements of the appraisal are that I have to have all my doors open to all rooms, closets, etc. and that he gets to take pictures of them all. Unfortunately, that also means the one coat closet with the security lock on it that houses all my "inventory" and ammo. I don't want anyone to take picture of my inventory or ammo in that closet, so I'm wondering what to do. Should I hide the stuff as best I can elsewhere (which isn't that good because it's kinda hard to hide the long guns)... maybe underneath the beds or something. I guess the best I can do is turn the pistol boxes around to keep the serial # labels from being exposed. Maybe put a plastic bag temporarily around the ammo boxes, etc. This, unless I am up front with the appraiser and tell him what's in there in the hopes that he'll say, no sweat... I don't need to go in there. Maybe he will, maybe he won't. I don't know. What would you do?


Second issue is with Solar. It's starting to get quite expensive. I learned today that my Utility Co (Withlacoochee Electric) requires me to carry a $1Million liability policy if my array outputs more than 10.00KwH AC (of course it does... otherwise I won't be able to have the capacity to charge an electric car). This is to protect against transmission of current back to the grid when they have it down for repairs. What's the add-on to my insurance premium? A whopping $300.00, annually, which puts my annual homeowner's premium well over $2K for the year. I really have to wonder if it's worth actually doing Solar and going for the electric car at all... if it's all going to cost that much. But we'll see. i need to run some more numbers.



I'll keep you posted. I guess I won't be getting that "Thompson" for quite a while...

[Caleb]

Originally Posted by Riverpigusmc

Do they keep ALL the homos in condos down there?

Only the ones named “Mike”.


Sent from my iPhone using Tapatalk

[sdmc530]

speaking of the rustang, i see the Corevette now has more electric options too. SAD!!!

[FfNJGTFO]

Originally Posted by sdmc530

speaking of the rustang, i see the Corevette now has more electric options too. SAD!!!

I thought I had seen a blurb where Chevy is talking about a "full blown" electric Corvette. I dunno.... I've seen the Tesla's 0-60 performance, but I don't know if they can ever match or beat the power/pick up performance of a vette in electric mode.

[sdmc530]

Originally Posted by FfNJGTFO

I thought I had seen a blurb where Chevy is talking about a "full blown" electric Corvette. I dunno.... I've seen the Tesla's 0-60 performance, but I don't know if they can ever match or beat the power/pick up performance of a vette in electric mode.

I will have to see if I can find the article, it was auto or car and driver deal.

What I remember was they were going to be two new versions of the vette, a hybrid and full electric. It said the full EV would be the fastest production EV in the world?

[FfNJGTFO]

Originally Posted by sdmc530

I will have to see if I can find the article, it was auto or car and driver deal.

What I remember was they were going to be two new versions of the vette, a hybrid and full electric. It said the full EV would be the fastest production EV in the world?

I don't feel the need..... the need.... for speed!!!


I feel the need to be able to get in and out of the car without assistance (from it being so low). When they start to clone the full size SUVs (a la Toyota 4-Runner or Sequoia) as EVs, then I'll get more interested.

[sdmc530]

Originally Posted by FfNJGTFO

I don't feel the need..... the need.... for speed!!!


I feel the need to be able to get in and out of the car without assistance (from it being so low). When they start to clone the full size SUVs (a la Toyota 4-Runner or Sequoia) as EVs, then I'll get more interested.

RIGHT!! My wifes SUV and my POS truck are great. A work buddy has some fancy schmancy Hyundai, I need a jib crane to get out of the damn thing. I will never own a car ever again. Besides how in heck do you haul a harvested animal in a car?

[DrHenley]

Originally Posted by FfNJGTFO

I thought I had seen a blurb where Chevy is talking about a "full blown" electric Corvette.

If they go the way Ford did with the electric Mustang, it'll look something like this:

[FfNJGTFO]

Update: And a not so good one. I hit a bit of a snag in terms of the Solar project. I was within 1-2 days of closing on the HECM loan. And then, the mortgage co. decided to call my Homeowner Insurance agent and demand they raise the "Dwelling" coverage to get a lot closer to the "appraised value" of the property.... not necessarily the "replacement cost" of the property, but the "appraised value." This would result in an increase in my annual premium of over $435.00 to $2159.00 a year. And this doesn't include the additional premium bump of $350.00 if I go with a Solar array that produces more than 10.00 KWH in DC.


Sadly, this made the Solar array, no longer affordable, and I have decided to cancel it and, cancel the HECM loan altogether. I'm left now with having to finance the roof only (and maybe the HVAC, but I can live without that). I'll work on that financing independently with the vendor. I'll get that done. I have to, before 03/2023 or my homeowner's policy will not be renewed. I'll get it done, even if I have to save all the cash and pay for it that way.



I knew that HECM thing was too good to be true. Maybe it was a good omen that I killed it. And what with interest rates going up (and this being an "adjustable rate" program) lately, it just wasn't worth the trouble.



I'll keep you posted. Hopefully, now, I can get back to building my 2nd AR.